Many moms and dads are asking the question whether to stay in their job or consider an internet home based business opportunity.The current U.S. economic crisis has changed the lives of many families. Some Americans have seen their income reduced or sometimes eliminated because of lost jobs. Others are feeling job insecurity as their companies struggle.The employment picture appears to be improving. Job losses are declining. The unemployment rate remained at 10.0% in December. However, if the work force had not lost over 660,000 discouraged job lookers (given up on finding a job), the unemployment rate would have been 10.4%.But the current economy indicates that it will be extremely difficult to find another job if you are presently unemployed or unhappy with your present employment.When you consider the total of unemployed plus underemployed (employed but making less than before they were laid off) individuals, there are almost 27 million Americans who are looking for a job or a better paying job. It will take many years before all these people find jobs, even if the economy grows at a very high rate.However, there is no way that we will see high growth rates in the economy. The massive federal government spending is resulting in huge deficits. Higher interest rates and increased taxes will be needed to finance these deficits. Both of these will cause a major drag on any economic growth.As a result, unemployment rates will remain at high levels. Finding a job will be difficult for many Americans.We are seeing a major change in families throughout this country. Many moms and dads are considering the pros and cons of joining an internet home based business opportunity. Some are discarding the traditional path of working a job.When talking about an internet home based business, I’m not talking about a job stuffing envelopes or doing medical billing.To pursue an internet home business is not a bad thing. In fact, it is considered a blessing for some. Many moms and dads have considered this type of business before. A job loss or job insecurity can provide the motivation to make this change.Robert Kiyosaki, the best selling author of Rich Dad, Poor Dad, recommends owning a business, rather than having a job, in order to create wealth.Of course, owning an internet home based business is not for everyone. A business owner must be a self-starter, be dedicated and willing to work hard, and be willing to learn and develop the skills needed for success. This isn’t an easy job.I recently heard Mr. Kiyosaki interviewed while promoting his latest book, Conspiracy of the Rich, 8 New Rules around Money. He discussed how the middle class was being eliminated and how holding onto a job was keeping families poor. He talked about how job holders were being held back by current tax laws, accumulation of debt, and coming inflation.He indicated that the working taxpayer would end up being the loser in today’s economy and the business owner would be the winner.Moms and dads need to make a decision. Do they want to play it safe and have a job? Or do they join an internet home based business opportunity?Kiyosaki asserts that holding a job, traditionally considered the safe choice, is actually the riskiest option. So the question is, what do you choose?

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